Call (951) 768-5398 to speak with a licensed insurance agent.

Call (951) 768-5398 to speak with a licensed insurance agent.

Medicare Part D Plans: Assessing and Switching for Optimal Coverage based on your needs

Posted by Darrell Evans, January 10, 2024

For Medicare beneficiaries who have chosen Original Medicare (Part A and Part B), Medicare Part D plays a crucial role in providing coverage for prescription medications. As healthcare needs evolve, it’s essential to regularly assess your Part D coverage and consider whether switching to a different Part D plan may better suit your requirements.

Assessing Your Prescription Needs. Begin the evaluation process by reviewing your current medications and assessing any changes in your health since your last enrollment. Check if your existing Part D plan still covers all of your prescriptions, and ensure it provides adequate coverage for any new medications that may have been prescribed.

Cost Considerations. Examine the costs associated with your current Part D plan, including deductibles, and copayments for medications. Review these figures to other available plans in your area to determine if there’s potential for a more favorable term.

Formulary Changes. Part D plans have a list of covered medications known as a formulary. Changes to this formulary can impact the coverage of specific drugs. Ensure that your essential medications remain on the list and assess the tier at which they are covered, as this affects your out-of-pocket costs.

Consider Your Pharmacy Network. Evaluate the pharmacy network associated with your current Part D plan. Confirm that your preferred pharmacy or pharmacies are within the plan’s network to maximize convenience and minimize costs.

Making the Switch. If, upon assessment, you find that your current Part D plan falls short of your expectations, whether it’s choosing a new plan with suitable coverage, that maximizes your needs or budget, or a more favorable pharmacy network, we can assist you.

Taking the time to assess your Medicare Part D coverage is a proactive step toward ensuring your prescription medication needs are met effectively.  Call us if you need assistance at this time, and we’ll be happy to help you explore your Medicare plan options

Need more information?

Contact us online to learn more

Contact Us

Close Accessibility Tools
Accessibility Controls Reset
Content Adjustments
Font Size


Line Height


Content Scaling


Highlight Titles
Highlight Links
Highlight Forms
Align Left
Align Center
Align Right
Focus Mode
Color Adjustments




Accessibility Statement

Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

If you wish to contact this website's owner, please use the contact form on the website.

Our User Interface Adjustment Options

Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

Content highlighting - Users can prioritize key elements such as links, forms, and titles.

Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.